Personal loan
A wedding, a renovation, medical bills or travel. No collateral, tenure shaped to your income.
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Bangalore · Loans arranged across India
We put your file in front of 20+ banks and NBFCs, negotiate the rate, and stay with you until the money lands in your account.
Our services
A wedding, a renovation, medical bills or travel. No collateral, tenure shaped to your income.
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Working capital, expansion, equipment. Secured or unsecured, repaid around your cash flow.
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Buy, build or borrow against property. Long tenures, balance transfers, lower rates.
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For shops, traders and first-time founders. Minimal paperwork, quick processing.
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India or abroad. We plan an amount and an EMI the family can carry comfortably.
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When it cannot wait. Files fast-tracked, an advisor on the phone the same day.
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Why 10X Capital
Your profile goes to several lenders at once. We take the strongest offer forward, not the first one.
An exact checklist, checked by us before the bank ever sees it, so files don't bounce back.
The same person from your first call to disbursement. No call centre, no handovers.
A decline at one bank is not a decline everywhere. We route your file to the lender that fits it.
How it works
Fill the short form or call. Basic details about you and what the money is for.
You get an exact checklist. We review everything before it reaches the lender.
We submit to the best-fit lender and chase a decision on your behalf.
Once verified, funds are released straight to your bank account.
EMI calculator
Move the sliders for an estimate. Your final rate depends on your profile and the lender you pick.
Get an exact quoteWho we are
10X Capital runs on two decades of working inside Indian lending. That is what gets a file moving faster and a rate coming down.
Founder · 20+ years in finance
Two decades in finance and loan consulting, making sure every customer gets the right guidance and the best deal available.
Co-founder · 5+ years in banking
Keeps the bank and NBFC relationships strong, so customers see smoother approvals and faster processing.
Client stories
Two banks had turned down my business loan. 10X found a lender that understood my cash flow, and it was approved within the week.
They compared offers I didn't even know existed and got my rate below what my own bank quoted. One person handled everything.
I needed money for a medical emergency. The team told me exactly which documents to send and kept me updated at every step.
We are a loan advisory firm. We compare offers from 20+ banks and NBFCs, recommend the one that suits your profile, and manage the application with the lender until the funds are released.
Personal, business, small business, mortgage and home, education and emergency loans, for salaried and self-employed borrowers.
We are based in Bangalore and work with borrowers across India through our Pan-India lender network.
It depends on the loan and the lender. Most applications need ID and address proof, income proof and recent bank statements. You get an exact checklist once we understand your requirement.
We aim to have funds available within 24 hours of a complete application. Actual timelines depend on the lender's verification.
Ready when you are
Speak to an advisor now, or leave your details and we'll call you back.